Terms & Conditions

Last Updated: October 2026

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Agreement to These Terms

These Terms & Conditions govern your use of the All Things Terri website and any products, digital content, or services offered by Kerry Sea Ventures LLC. By accessing this website, purchasing a product, or using our services, you agree to these Terms & Conditions.

Digital Products

Digital products offered through this website, including They Picked the Wrong One, are delivered electronically. No physical product will be shipped unless a product listing specifically states otherwise.

You are responsible for providing an accurate email address and maintaining access to the email account used when making your purchase.

Personal-Use License

Unless otherwise expressly stated in writing, the purchase of a digital product from Kerry Sea Ventures LLC provides the purchaser with a limited, non-exclusive, non-transferable license for personal use only.

Purchasing a digital product does not transfer ownership of the product or its intellectual-property rights to the purchaser.

Sharing, Copying and Redistribution

Digital products may not be copied, reproduced, uploaded, posted, shared, forwarded, distributed, resold, sublicensed, republished, or otherwise made available to another person or organization without prior written permission from Kerry Sea Ventures LLC.

One purchase is intended for one individual user.

Purchasing one copy and distributing it to family members, friends, employees, clients, members of an organization, students, participants, or other individuals is not permitted under the personal-use license.

Organizational and Group Use

Businesses, nonprofit organizations, churches, community groups, educational programs, financial-literacy programs, employers, professional organizations, and other groups wishing to distribute or use a digital product with multiple individuals must obtain appropriate written permission or a separate group or organizational license from Kerry Sea Ventures LLC.

For licensing inquiries, contact ContactMe@allthingsterri.com.

Intellectual Property

Unless otherwise stated, the original content available through this website—including digital guides, written materials, educational content, graphics, branding, downloadable materials, website copy, and other original content—is owned by or licensed to Kerry Sea Ventures LLC and is protected by applicable intellectual-property laws.

Nothing contained on this website grants permission to use Kerry Sea Ventures LLC intellectual property except as expressly permitted in writing or under the limited license accompanying a purchased product.

Educational Information and Disclaimer

Fraud-prevention and consumer-education materials provided through this website are intended for general informational and educational purposes only.

They are not legal, financial, banking, cybersecurity, law-enforcement, or other professional advice and should not be treated as a substitute for advice from an appropriately qualified professional regarding your individual circumstances.

Fraud and scam tactics continually evolve. Although reasonable efforts are made to provide useful and accurate information, no guide or educational resource can identify, prevent, or address every possible scam or fraudulent situation.

No Guarantee of Results

Use of information, products, or services available through this website does not guarantee that fraud, financial loss, identity theft, or other harm will be prevented.

You remain responsible for evaluating information and making decisions appropriate to your circumstances.

Third-Party Names, Services and Resources

This website and its educational materials may reference third-party companies, platforms, government agencies, products, services, or websites for identification, educational, reporting, or informational purposes.

Unless expressly stated otherwise, such references do not imply sponsorship, endorsement, partnership, or affiliation with Kerry Sea Ventures LLC.

Purchases, Pricing and Availability

Prices, promotions, introductory offers, products, services, and availability may change at any time. The price displayed at the time an order is completed will generally apply to that transaction, subject to correction of obvious errors where permitted by law.

Digital Product Refunds

Because digital products are delivered electronically and provide immediate access to downloadable content, digital-product purchases are generally final and non-refundable, except where otherwise required by applicable law.

If you experience a technical problem receiving or accessing a purchased file, contact ContactMe@allthingsterri.com so we can assist with the issue.

Services

Any home-styling, consultation, or other professional services offered through All Things Terri may be subject to additional service-specific terms, policies, pricing, scheduling requirements, cancellation policies, or agreements presented at the time of booking or purchase.

Prohibited Use

You may not use this website or its content for unlawful purposes, attempt to interfere with the operation or security of the website, misrepresent ownership of our content, remove copyright or proprietary notices, or use purchased materials in a manner that violates the license provided with them.

Third-Party Websites and Services

This website may contain links to or integrate with third-party websites and services. Kerry Sea Ventures LLC does not control those third parties and is not responsible for their independent content, availability, privacy practices, terms, or services.

Limitation of Liability

To the extent permitted by applicable law, Kerry Sea Ventures LLC will not be liable for indirect, incidental, special, consequential, or similar damages arising from the use of—or inability to use—this website, its educational materials, digital products, or third-party resources referenced through them.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.

Changes to These Terms

These Terms & Conditions may be updated periodically. The “Last Updated” date at the top of this page will reflect the most recent revision. Continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

Contact

Questions about these Terms & Conditions, digital-product permissions, or organizational licensing may be directed to:

Kerry Sea Ventures LLC
ContactMe@allthingsterri.com